Opens October 9. Free during early access.
Poker Shark

How much bankroll do you need for 10NL?

A solid winner (5bb/100) needs about $290 (29 buy-ins) to play 10NL with less than 5% risk of going broke over 100,000 hands. A modest winner (2bb/100) needs about $470 (47 buy-ins).

Solid winner (5 bb/100)

$290

29 buy-ins of $10

Worst downswing (95th pctl)
-$415

Modest winner (2 bb/100)

$470

47 buy-ins of $10

Worst downswing (95th pctl)
-$549

For less than 5% risk of ruin over 100,000 hands at 100 bb/100 standard deviation. The bankroll figures come from the same risk-of-ruin math as the calculator, and the downswings from its simulation.

10NL is the first stake where bankroll thinking starts to matter, and also the stake where it is cheapest to get it wrong. The whole roll is a few hundred dollars, so treat it as tuition: if the worst happens, a rebuild costs less than a night out. That is why aggressive bankroll rules are defensible here in a way they are not at 100NL.

One thing that surprises new 10NL players is how much rake takes. Measured in big blinds, the micros pay the highest rake of any stake. The pools are also the softest, though, and that usually wins out: the same player tends to show a higher win rate at 10NL than at 50NL, and win rates shrink as you move up. If your results look thinner than your play feels, rake is part of the reason, and a sample that is still too small to trust is usually the rest.

The move-up target is 25NL. At 5bb/100 the simulator puts a safe 25NL roll at $725, which is close enough that many 10NL winners take the shot early and simply drop back down if it misses. With buy-ins this small, shot-taking is cheap and the experience is worth more than the money.

Check your exact numbers for 10NL

Opens the calculator preloaded for 10NL. Adjust your bankroll and win rate for a personal verdict.

Frequently Asked Questions

Is $100 enough to play 10NL?

$100 is 10 buy-ins. Our simulations put a solid winner's safe threshold at $290 (29 buy-ins), so $100 carries real risk of going broke on a normal downswing. At these stakes many players accept that risk because a reload is cheap, but call it what it is: a shot, not a bankroll.

When should I move up from 10NL to 25NL?

A common trigger is 30 buy-ins at the next stake, which is $750 for 25NL and about what a solid winner needs. If you are beating 10NL clearly, taking a shot earlier is fine as long as you have a firm rule to move back down if the shot loses a few buy-ins.

Why is my win rate at 10NL lower than I expected?

Two reasons, usually. Rake takes a bigger bite at the micros than at any other stake when you measure it in big blinds, and most samples are far too small to show a true win rate: after 20,000 hands, a measured win rate can easily be 10bb/100 away from the real one. Judge your play by decisions, not just by bb/100, and expect your win rate to drop, not rise, as you move up and the opponents get tougher.

Your win rate is the cheapest bankroll insurance there is.

Train against realistic opponents in early access, modeled on real players.

Early access opens October 9, 2026.

Free during early access. No credit card.

Early access and product news only. Unsubscribe anytime.

By adding your number, you agree to one automated text from Poker Shark when early access opens. Not required to join. Message and data rates may apply. Reply STOP to opt out, HELP for help.

Privacy policy · Text message terms

Join our Discord

Talk with testers and the team today.